Which type of Life Insurance do you require?

Choosing the best type of Life Insurance is a personal decision, there is no right or wrong answer. What you need may depend upon a range of factors including; your current situation, where you plan to be in the future, the amount of cover you need, and your monthly budget. Our advisers can help talk through your needs and the following sections will help you to understand the jargon.


With Level Term insurance, the amount you are insured for remains the same throughout the term of the policy. If you die in the first year or the 31st year of the policy, the amount your family receive will be the same. [READ MORE…]

When you’ve got people in your life who depend on you, it can be difficult to think about not being there for them. However, death can come to any one of us, at any time, and when people are counting on us to put food on the table and a roof over their heads, it’s our responsibility to think about how they would manage if we were no longer around. [READ MORE…]

When you want to be sure that your dependents will benefit from your investment in a life insurance policy, a whole life (‘whole of life’) policy might be the one for you. [READ MORE…]

As well as terminal illnesses, you can write in cover for critical illnesses too. This will pay a lump sum to your dependents in the event that you suffer a life changing illness such as going blind, having a stroke or your kidneys failing. [READ MORE…]